Who Is Taking Fake Loans in Your Name? Enter Your PAN Number and Expose the Fraud — Check Now!
In today’s digital age, online frauds are increasing so rapidly that people often don’t even realize when and how their personal information gets misused. Something similar happened recently with a TV actor, whose PAN card was used by someone to take fake loans in his name.
As online fraud continues to rise, it has become difficult to even guess when someone might misuse your private information. Recently, TV actor Abhinav Shukla became a victim of such fraud when multiple fake loans were taken using his PAN card. This incident is not just a warning but also an alert for every Indian — your PAN card could also be on the radar of cybercriminals.
The real question is: Is someone also taking a loan in your name?
The good news is — you can find out in just a few minutes.
Why Is the PAN Card an Easy Target for Fraud?
A PAN card is not just for filing income tax; it represents your complete financial identity.
It is required for opening bank accounts, taking loans, doing large transactions, and updating KYC.
This is why if someone gets access to your PAN card, they can take a loan in your name and put your entire financial reputation at risk.
How to Check if a Fake Loan Is Running on Your PAN?
The easiest way is to check your credit score.
Just visit any credit bureau website (like CIBIL, Experian, CRIF High Mark, or Equifax) and enter your PAN number to download your credit report.
Check Your Report Carefully
Look for:
- Any loan you did not take
- Any bank or NBFC inquiry you don’t remember
- Any EMI default or outstanding amount you did not incur
If you find anything suspicious, it means someone has misused your PAN.
Steps to Take Immediately If You Detect Fraud
- Contact the bank/NBFC that issued the fake loan.
- File an FIR at your nearest police station — this is necessary for legal procedures.
- Update your complaint with the Income Tax Department and credit bureaus.
- Fill out a dispute form to remove incorrect entries from your credit report.
Smart Ways to Protect Yourself from PAN Fraud
- When sharing PAN copies, always write: “Self Attested – Only for [Specify Purpose]”
- Enter your PAN only on trusted and secure websites
- Regularly check Form 26AS, AIS, and your credit score
- Never enter your PAN into suspicious emails, links, or apps
